RM14.13 billions in voluntary contributions from 1.12 million EPF members. Have you done your part?

RM14.13 billions in voluntary contributions from 1.12 million EPF members. Have you done your part?

Are you looking for good returns? Maybe 5.5 percent or higher?

There’s one place where we have been getting returns of 5.5 percent or higher. Just look at the historical returns from our EPF since 2017. Yes, even before the COVID years. The below numbers are by far higher than our Fixed Deposit rates yeah. It’s also considered risk-free since EPF does not undertake risky investments simply for super high returns because it’s the money of the rakyat; us.

What’s the expected return / divided for EPF members for 2025?

Positive, actually. Here’s one latest article: Wow, 6 percent return possible for year ending 2025? Probably a good second choice and yet considered safe could just be investing into the EPF; voluntary contribution. Of course the other one could just be Fixed Deposit. You will get exactly what you invest into. Choice is yours. Wow, 6 percent return possible for year ending 2025?

RM14.13 billions in voluntary contributions from 1.12 million EPF members

With the above numbers, there is no wonder that 1.12 million EPF members decided to voluntarily contribute RM14.13 billion or an average of RM11,775 into their EPF accounts so that they too could gain the returns / dividends from EPF too. Of course if we believe we can do a better job than our EPF, then of course we could use the savings for investment and maybe earn a higher return too. It’s possible but for these 1.12 million EPF members, they prefer to take the easy way out; voluntary contributions. Read all about it below:

Article in nst.com.my A total of 1.12 million Employees Provident Fund (EPF) members have made voluntary contributions worth RM14.13 billion as of August this year, according to the Ministry of Finance (MoF).

In a written reply in the Dewan Rakyat today, the ministry said that in efforts to help members build their retirement savings, the EPF has provided various channels to facilitate contributions by members.

“As of August 2025, a total of 227,000 EPF members have registered to contribute more than the statutory employee contribution rate,” the ministry said. Article in nst.com.my

Do not wait too long if you also think it’s attractive enough

Steps:

Using the KWSP i-Akaun app or website. Source: www.kwsp.gov.my

1. Log in to the KWSP i-Akaun app or web portal. 
2. Navigate to the “Increase Your Savings” section and tap on “Contribute to Myself” or “Top-up Now”. 
3. Enter the amount you wish to contribute, then tap “Continue”. 
4. Select your preferred bank from the options provided. 
5. Review the transaction details and agree to the terms. 
6. Complete the payment through the FPX online payment service redirect to your bank’s portal. 
7. Once the confirmation screen appears, your contribution has been successfully made. Download the receipt for your records. 

Happy contributing and earning.

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