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Day: October 29, 2025

ABCs of Personal Finance

RM14.13 billions in voluntary contributions from 1.12 million EPF members. Have you done your part?

There’s one place where we have been getting returns of 5.5 percent or higher. Just look at the historical returns from our EPF since 2017. Yes, even before the COVID years. The below numbers are by far higher than our Fixed Deposit rates yeah. It’s also considered risk-free since EPF does not undertake risky investments simply for super high returns because it’s the money of the rakyat; us.

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ABCs of Personal Finance

You have worked for 10 years and you do not have even RM10,000 savings yet?

Without savings, there’s no way one would have a property. Without a property, one will have to keep renting lah. How much could we save every month? How much should we save every month? If we could not save enough and it’s always just enough every month, how will this impact our future? Or perhaps we can keep earning a higher salary then to solve this issue of insufficient savings?

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