Do google those countries which are said to have lower cost of living than Malaysia. I do not wish to debate further in this article. In fact if cheapest is the thing you are after, perhaps just go to the cheapest country. There are definitely cheaper countries, I am sure. Plus the fact that the terms and conditions can even be more loose than Malaysia’s. Maybe no property purchase is needed… Maybe no fixed deposit is required… However, if Malaysia is one of the considerations, take a look at the current numbers as below.