ABCs of Personal Finance
How’s my ringgit doing versus the few ASEAN / major countries we love to compare?
How’s my ringgit doing versus the few ASEAN / major countries we love to compare? Baht is still stronger if we look at 5-year movement
How’s my ringgit doing versus the few ASEAN / major countries we love to compare? Baht is still stronger if we look at 5-year movement
Simple question does not mean an easy answer. However, we can start with the number of years which the mortgage could be stretched to, or from another perspective would be how young is the borrower. The younger, the better of course because the younger the borrower, the longer the mortgage could be stretched and thus the lower the monthly repayment could be.
The Employees Provident Fund (EPF) is expected to declare a dividend rate of between 6.3% and 6.5% for 2025, according to Bank Muamalat Malaysia Bhd chief economist Afzanizam Rashid.
Press Release: KL Wellness City Ushers in “Kongsi Cahaya” This Chinese New Year, Highlighting Major Healthcare Milestones KL Wellness City (KLWC), Southeast Asia’s pioneering wellness
MALAYSIA’S GROWTH SURPRISE: ECONOMY SURPRISES ANALYSTS, WILL BOOST REAL ESTATE Kuala Lumpur, 10 February 2026 — Economists have been “happily shocked” by Malaysia’s strong economic
PRESS RELEASE: A WINDOW INTO THE FUTURE OF S2 HEIGHTS AMAN For three decades, Seremban 2 has grown into a township where communities settle, mature,
Whatever number is forecasted, it’s usually an average. So, some people get higher (maybe they are in a more generous organization, maybe their skill is niche, maybe their industry is growing etc) and some people may get lower salary increase. (maybe the skills are too general, maybe they are in the wrong company, maybe the industry they are working is no longer growing). Some countries may have a lower number because their currency is already very strong, anything too high for just a few years will make them very uncompetitive in the long run.
Did you know that chili is always an expensive ‘fruit’? Yes, it’s actually a fruit and not considered a vegetable although in the culinary world, no one sees chill as a fruit lah. So, when compared to apples, oranges and maybe even durian kampung, chili is expensive. If we think of chili as a vegetable, then it’s even more expensive because vegetables are generally cheaper than fruits. So, how expensive is expensive?
Have you used it thus far? SARA for All. Anyway, honestly, free money is always welcomed. I am of the opinion that any assistance must be as targeted as possible but again, if it’s given to all, I will gladly say thank you. As per news across all media, RM100 is now made available via MyKad (Yes, this is definitely the best way versus any other ways). Yes, if the family has 4 adults, they will receive RM400 in total. Just need to note that this is different from SARA Assistance. Read on for the news:
If you are an expat here in Malaysia, thanks for coming here and share your expertise and experience and at the same time bringing up Malaysians to be as amazing as you in the future. Many, many, many years ago when I was speaking to a Senior HR Manager in manufacturing, he told me that he could easily attract expats to come to Malaysia because he told the expat that they will be offered a similar pay but the quality of their living would be 4 times better simply because they would be staying here. Bigger property, more ASEAN vacations and not needing to look at the menus before entering the usual restaurants here in Malaysia.
I am very serious and I have MANY friends who have told me so many times that they are waiting for the best time. No one knows when is the best time but it does not matter. They want the best time to enter the stock market (when BURSA is already red hot…), the best time to buy a property (when every Tom, Dick and Harry is already talking about property), the best time to have baby (Yes, Year of the Dragon for example…) and more. Not many look at things logically and maybe objectively…
A friend said recently that the property market is bad. Her reason is because no buyer wanted to buy her property at the bank valuation price. There are a few important things to note here. How do we know if property market is bad? First thing is to look at the number of transactions. If the property transaction numbers are dropping every quarter and all new property launches are empty of visitors, probably that’s a sign that the property market is not well. What’s the number of property transactions? Take a look at below: