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Higher end jobs, of course more expensive properties. :)

That Charles Tan of kopiandproperty.com (yeah, that’s me) said that one should buy within one’s affordability and upgrade when we earn higher salaries in the future. There’s really nothing wrong to buy a smaller unit or at a place slightly further away when one is just starting. Hopefully I could upgrade again in 2021 (yea, … Read moreHigher end jobs, of course more expensive properties. 🙂

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Malaysia is very competitive, says Moody’s

When investors want to invest into any country, they needed to know if their investments are safe. Thus, they would refer to a few international rating agencies for their comprehensive assessment and rating. The three most major ones are Moody’s, Fitch Ratings and Standard & Poor’s. While there are slightly differences in their ratings but … Read moreMalaysia is very competitive, says Moody’s

Property market issues of today, explained.

Every time I think an article is good, I will share with all. Here is an informative article in thestar.com.my by Thean Lee Cheng here. It’s a long article but it’s worth reading as it has the views of many prominent experts. The few issues Thean mentioned in her article includes a residential overhang that … Read moreProperty market issues of today, explained.

World’s growing much slower. Signs.

Malaysia is a trading nation. We are ranked around 25 / 26th in the world based on import and export numbers. As per info from World Trade Organisation. We are 45th in the world based on population size. This meant that there are 44 countries having higher population than us. What these two things tell … Read moreWorld’s growing much slower. Signs.

Deflation better than inflation, right? :P

Malaysians are worried about inflation. In fact every time the official inflation numbers are announced, it’s always considered as unrealistic. Then, everyone would claim that food prices are increasing so much because ringgit’s depreciating. Some parts of this argument about inflation is accurate. Well, now everyone wakes up to the news that Malaysia has hit … Read moreDeflation better than inflation, right? 😛

4.7 pct for 2018 is healthy. (Of course it is)

I was sharing my thoughts about the property market in Melaka yesterday (Yes, it’s still doing okay of course) and I touched upon the economy. I shared predictions by our Finance Minister, the IMF, the World Bank but before that I asked if there are people who thinks Malaysia will be going into a recession … Read more4.7 pct for 2018 is healthy. (Of course it is)

EPF’s 6.15% return? I think it’s great (for 2018).

I like the previous CEO of EPF. (Earlier article here). I think a good CEO can do a lot, regardless of company. For current one, we will only know in a year or two later on the results. EPF has just announced the payout for 2018. I know, everyone has their own version of what … Read moreEPF’s 6.15% return? I think it’s great (for 2018).

Important sign(s) for the market, not just property.

How’s the electronics manufacturing industry doing? It’s not just waiting for official statistics. I could check with a few engineer friends from different companies. If all of them say they are working hard and expects a good increment, then I know the situation’s okay. I even bought a company’s stock when I learnt that most … Read moreImportant sign(s) for the market, not just property.

Banks will loan, they just want to manage their risks

I think there has been some misconception about the banks in Malaysia. Most young people I asked would tell me that there’s no way they could get their loans approved. It seems like the bank is unwilling to lend. Their reasoning, ‘The rejection of home loans are so high!’ By the way, the banks are … Read moreBanks will loan, they just want to manage their risks

Increasing sales for Eco World. To hit RM6 billion for 2019. How?

I think this article explains what I have been explaining to all my friends. The market sentiment is bad, everyone knows. However, when the right product at the right location and the right price comes alone, the demand will still be around. It’s like the whole smartphone market is not growing much but imagine iPhone … Read moreIncreasing sales for Eco World. To hit RM6 billion for 2019. How?

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