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Category: Career Related

ABCs of Personal Finance

Property Investment 101: Working and Investing are complementary for journey to financial success

It’s not just the working professionals yeah. The entrepreneur is also working to achieve her financial success. In fact she needs to work harder than a working professional because the entreprenuer has no income ceiling as everything is dependent on the success of her business. Meanwhile, a working professional no matter how he works would earn the same salary every month except when he gets a promotion or a bonus and an increment after every 12 months.

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Career Related

How’s your salary increment? These employees will get up to 18 pct salary adjustment!

Many friends are working in the banking sector. One in particular has worked in the same bank for over 15 years I believe. She said that when she started, she had 25 peers. Today, she had just around 10. As you can see the banks are also changing tremendously. Online banking growth meant fewer people would be going to the bank. In other words, banks do not need so many people, they also do not need so many branches and last but not least, if they want to thrive, they have to go online and be inside everyone’s smartphone.

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woman in pink dress using laptop computer
Career Related

Act your wage. Earn this much, do this much. Oh…

Act Your Wage says that we should just do as much as what we are paid for. If we are paid to write articles, do not also agree to do some work under the marketing team in the company. Never volunteer for additional work because we are not paid for it. If we are hired to be a finance executive, do not go and join other departments in some recreation projects which will inevitably take away our time from the official work which we were hired for. Is Act Your Wage a correct way to think about work? Read more first. My comments later.

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person holding black tablet
ABCs of Personal Finance

Personal Finance 101: Fresh Engineer and the monthly salary. So little, how and what to do?

Anyone here who does not want to complain that their pay is low? Well, even engineers are also complaining, not just those with non-technical degrees which the supply is much higher than the supply of fresh engineers. My brother and my two brother-in-laws are all engineers. They have been engineers for a long time and I think they will retire as an engineer. All three are holding senior level positions today. However, all three started from that low starting salary like many fresh engineers.

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person in white long sleeve shirt using macbook air
ABCs of Personal Finance

Personal Finance 101: Anyone could lose their job. Everyone needs to be ready, especially financially.

I just read about Meta announcing a fresh wave of job cuts and the numbers being announced would be 10,000 over the next few months. I quickly checked and according to statista (click here for source) Meta has over 86,000 employees as at December 2022. When we use this as calculation, it meant that around 11-12 pct of the current employees would cease to be employees of Meta in a few months time.

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sad
ABCs of Personal Finance

Microsoft Corp. and Amazon.com Inc will cut a total of 28,000 jobs

Actually it’s not just 28,000 because these 28,000 people may also have their family members who would also be affected too. In other words, this may potentially affect another 28,000 other people indirectly too. Before we become too affected, we should also know if these two companies are actually facing any financial issues at the moment.

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