Old, rusty and abandoned inside a strata development? Council may tow away that car! When it comes to abandoned vehicles along some streets or roads,
Simple question does not mean an easy answer. However, we can start with the number of years which the mortgage could be stretched to, or from another perspective would be how young is the borrower. The younger, the better of course because the younger the borrower, the longer the mortgage could be stretched and thus the lower the monthly repayment could be.
I am very serious and I have MANY friends who have told me so many times that they are waiting for the best time. No one knows when is the best time but it does not matter. They want the best time to enter the stock market (when BURSA is already red hot…), the best time to buy a property (when every Tom, Dick and Harry is already talking about property), the best time to have baby (Yes, Year of the Dragon for example…) and more. Not many look at things logically and maybe objectively…
A friend said recently that the property market is bad. Her reason is because no buyer wanted to buy her property at the bank valuation price. There are a few important things to note here. How do we know if property market is bad? First thing is to look at the number of transactions. If the property transaction numbers are dropping every quarter and all new property launches are empty of visitors, probably that’s a sign that the property market is not well. What’s the number of property transactions? Take a look at below:
After this huge number, the next one would be child Care / anything which is children related would be at the second place. Then, the third could be Food and Beverage. My Proton Persona (manual) is fully paid for 10 years ago while my wife’s Alza is in the 2nd year. So, I only pay instalment for Alza today and this is why the car installment is smaller than F&B. How is this compared to the situation in the US? Take a look at the below on how price changes have affected them.
DATA: RENTERS’ WEALTH GAP REACHED RM5,000 LAST YEAR; JOHOR GETS BIGGEST GAINS Kuala Lumpur, 27 January 2026 — There’s a wealth gap in the property
There are states which are doing way better than other states when it comes to property price increase. I mean, transactions are aplenty, of course the prices also inch up faster too. Fundamentally however, inflation happens and therefore, everything will increase in price and so do property too. The inputs into property investment will continue to increase, just a matter of how slowly or how small the increment is. Maybe some will take longer, for example the salary of construction workers. Some may be sudden, like some raw materials which are impacted by oil or logistics or technological inputs etc.
Monthly Rental Prices: Kuala Lumpur vs. Major Cities Renting in major cities where we work When we speak about renting, we usually speak about renting
If Bank Negara does NOT increase the OPR, will this help the property market? Read the following article first. Article in theedgemalaysia.com. In a note
Achieving RM1.3 million in EPF savings may be challenging for Malaysians, but experts suggest it’s possible through disciplined saving and employment strategies. Personal finance advice should include property investment and considering longer retirement ages due to rising living costs. Consistent salary growth is vital for building adequate retirement funds.
CIMB Securities: Sunway-IJM to merge with multiple synergies Do read for the latest news about these two famous developer brands in NST. Article in nst.com.my.
Do take a look at the below and think deeper. Are all these expenditures the ones which we could not avoid, we could not reduce and we could not run away from spending? You have the answer. In fact sometimes, as I walk past a cafe, I tell myself, I still have free coffee at home. Haha. It does NOT work all the time. That’s why I always have some balance inside my ZUS Coffee app these days.