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Category: Personal Finance

Usually the most significant, even for ministers.

Posted in Personal Finance

Here is an interesting article in NST.com.my Title:[EXCLUSIVE] Declaration of assets: Ministers’ worth revealed to public It shows the assets declaration of three of our newly minted ministers. One is already…

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Of cost efficiency, higher profits and even investing in ourselves. Be ready!

Posted in Personal Finance

Is Malaysia considered a competitive nation? According to ranking in Global Competitiveness Report by World Economic Forum (WEF), Malaysia is ranked 23rd in the world. In Asia, we are only…

Focus on owning a home. Many may be homeless somewhere else.

Posted in Personal Finance, Property related, and Starting Property Investing

Do we believe the government will be able to provide us with a home? For free? Actually, not even in advanced nations that the government could provide a home for…

Potential is everywhere. Find one and grow with it whether it’s a SME or a MNC.

Posted in Career Related

It was reported in many medias today (16th May 2018) that the government is reviewing 17,000 contractual political appointees so as to reduce government expenditure. Here’s one in TheStar.  Here’s another…

Not going to invest, regardless of the government of the day.

Posted in Personal Finance, and Starting Property Investing

Many friends, way before the 9th May 2018 election say that they were very cautious in buying a property because it is too illiquid. What if something bad were to…

Lending to everyone is not helping the borrower, actually.

Posted in Personal Finance, and Property, KL / Selangor

If we are buying a RM300,000 property and could not get our loans approved, should some financial institution approve it so that we could still buy that RM300,000 property? Well,…

How ready are we? How much do we have? How to prepare? Retirement…

Posted in Personal Finance, and Retirement Related

Many years ago, I read Mr. Yap Ming Hui’s book ‘Maximise What You’ve Got… No matter how much you have now.’ Powerful title and something extremely important because it’s quite…

Nothing clever about just ‘reading titles.’ Increase productivity, not just the salary.

Posted in Career Related

Many people were forwarding an infographic from TheEdgeMalaysia with the title, ‘Half of Malaysians earn below RM2,000 a month.’ Their comments? ‘Oh dear, how sad…’ I am not sure if…

When earnings are low, ability to buy is limited too.

Posted in Personal Finance, and Starting Property Investing

Do you know that only 32 percent of the total working population here in Malaysia have tertiary education qualification? That’s a minimum of a diploma or higher. If you are…

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