ABCs of Personal Finance
Are you investing in your children for YOUR future?
Are you saving for your children’s education in the future? Children’s future is our responsibility. What about our future? I read an interesting article about
Are you saving for your children’s education in the future? Children’s future is our responsibility. What about our future? I read an interesting article about
When someone retires and realized they have hundreds of thousands in their EPF which is suddenly theirs to use, what do you think could happen? Well, they could spend it wisely and stretch it sufficiently to cover for the next 15-20 years of their retirement life. Or they could spend it very quickly to buy things which they could not afford previously. Or maybe they could be scammed by someone and lose it all too.
Maybe this is also because I do not own the latest handphone model… I do not try to show off with a non-national car brand which is suffocating me financially every month… After 30 years of paying for a property, I no longer needed to pay rental… plus I have more than 1 property and I could sell that extra property for funds which I could use for anything of my heart’s desire? This is why I do believe I do not wish to touch EPF savings which receives very healthy dividends every year.
Expert Opinion: The RIA Framework Is a Wake-Up Call for Malaysia’s Retirement System As everyone may have read on many occasions, I do write often
Beyond just the subsidies… special payouts… cheaper price of goods via controlled prices… they have to ensure everyone in need of a place to stay has a place to stay and this place to stay is as affordable as it could be. It does not need to be an apartment yeah. Ensure those who does not have a few hundred ringgit extra also has a proper place to stay, to shower, to sleep soundly at night.
Actually I have read many studies saying that the younger group is more financially savvy and usually has more investment knowledge versus the older ones including the Gen-Xers like me. So, when I read this, I think I need to share with everyone and remind the ‘oder ones’ that the runway for us to earn more is shorter than the younger ones who could still afford to take their own sweet time. So, if they start early, they will definitely be far more ready than many. Read on about the recent study by Vanguard.
Many friends have chosen to retire way before 55. Two very close and good female friends come to mind. One is a super successful professional who’s a single and another has a very capable husband and thus she relinquished her senior role and stopped working. Some however are still working and they are past 60! However, their companies wanted them and kept offering them contract extensions…
Retirement Readiness: Are You Prepared for Life After 60? What are your thoughts about age? Specifically, after 60? 60 years old – stop working Travel
The above refers to the population. Thus, if these are the population statistics for districts, then these districts would also be known as aging districts too. Frankly, I have heard of Ipoh being the town of retirees and someone mentioned the other day that Taiping has more retirees than Ipoh. Well, both these were not mentioned in the Emerging Aging Districts presented by PropertyGuru during its Future Built 2025 summit which happened on 30th October.
For some of us, the answer is, ‘yesterday.’ The money is ours, why could we not withdraw it anytime we want? For the ones who are working and maybe has a more stable earnings versus expenses, maybe it’s on the dot at 55 years old. Nothing more, nothing less. Meanwhile my aunty who has retired told me that it’s best to just leave it inside EPF because the dividends are very good and FD is lower while stock market is a lot more volatile. So, her choice is based on what her needs are.
If the population is no longer growing, will the demand for property be growing? What happens when there are more older population versus the young?
Almost every adult to get US$292 (RM1,274) Thailand’s new Prime Minister is Paeteongtarn Shinawatra. She is the daughter of former leader Thaksin Shinawatra. The biggest