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No matter how much we save, it may not be enough. (anymore)

When I started working, my parents told me that savings is important. I think they hoped I could save more instead of spending it all away. They saved a lot because they know they have to get ready for the family’s future; my brother, my sister and I. Both were educators. Well, their savings ensured … Read moreNo matter how much we save, it may not be enough. (anymore)

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Investing to grow our wealth with low management fees and low entry cost?

Is stock investment scary for many? I think it is. According to a survey of Americans, 61% of all adults think of stock investment as “scary or intimidating.” The survey here. That’s a pretty scary survey result I think. 61% is a very high number. I could not find a similar survey done for Malaysia … Read moreInvesting to grow our wealth with low management fees and low entry cost?

30,000 people to be unemployed this year?

In the competitive world of today, businesses which has been around for a very long time may not be around forever. From Walmart to Toys R Us and even the few famous handphone brands. When companies are no longer competitive, this meant jobs are no longer secure. The reason for uncompetitiveness may be due to … Read more30,000 people to be unemployed this year?

EPF’s 6.15% return? I think it’s great (for 2018).

I like the previous CEO of EPF. (Earlier article here). I think a good CEO can do a lot, regardless of company. For current one, we will only know in a year or two later on the results. EPF has just announced the payout for 2018. I know, everyone has their own version of what … Read moreEPF’s 6.15% return? I think it’s great (for 2018).

Scamming in property. Haha.

When a deal is too good to be true, ask ourselves, why was it given to us. If it came from someone whom we have trusted our whole lives, it may be true. If it came from someone we barely knew or some banners in some sites which we were visiting, then it’s highly likely … Read moreScamming in property. Haha.

10 things you should know about My100 and My50. Lower costs = Higher savings.

Some time ago I wrote this. This RM100 is positive for the property market. If we are a Malaysian and we need to manage our travelling expenses, please continue reading and then take appropriate actions. If we chose to continue driving because there’s no MRT / LRT / bus stops nearby our home, it’s time … Read more10 things you should know about My100 and My50. Lower costs = Higher savings.

Increasing cost of living a certainty

During one of those political debates many months back way before 509, I told a super confident friend that whether the government changes or not, ringgit’s movement is not going to be dictated only by what happens locally. It’s a currency which is traded internationally and unfortunately it’s no longer just trade driven but sentiment … Read moreIncreasing cost of living a certainty

Property market declining AND recovering within 2019. :)

Okay, good news and bad news. Good news for people with ready downpayment for a home. Bad news for owners of properties in places where there’s an oversupply because demand is not big enough. Property prices will continue to decline in 2019 says PropertyGuru Malaysia country manager Sheldon Fernandez. Article in TheMalaysianReserve here. He said, … Read moreProperty market declining AND recovering within 2019. 🙂

Why buy if you are staying with your parents?

This morning, I was listening to the radio as usual and the topic of property investment was being discussed. The DJ wanted callers to call in and tell him at what age did they buy their first property and the reason(s) they did. I think this is good because only the ones who has bought … Read moreWhy buy if you are staying with your parents?

SST has pushed down prices for 291 items in Malaysia.

Did you know that prices of goods have been dropping after the GST was abolished? Frankly, I did not feel it (especially with all those latest tech stuffs launched but then again, they said for those items, prices went up because the ringgit dropped.) Coming back to today’s article, if you are smiling and wanting … Read moreSST has pushed down prices for 291 items in Malaysia.

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