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4 things to do before we lose our jobs.

Did you know that over 21,000 Malaysians lost their jobs in 2018? Plus, 50 percent of all these are from the Klang Valley? The four states where most people lost their jobs are Kuala Lumpur, Selangor, Penang and Johor. This was what our Human Resources Minister M. Kulasegaran said, “A significant number, 7,755 workers, who lost … Read more4 things to do before we lose our jobs.

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7 reasons why property price will still be rising…

I know many wants to buy the best property money could buy today. However, the best property one could buy today and many years later will not be the same. In fact that best property today may look old and jaded next to a new property in the future. By then, should we not upgrade … Read more7 reasons why property price will still be rising…

Fearing the worst for Malaysian banks?

I just wrote this article not too long ago: Important signs for the market; Banks’ results Banks are extremely important because they allow to see way in advance if the market is in trouble. Here’s a THREAT to Malaysian banks. Article in TheStar here. Moody’s Investors Service has announced that property loans are the greatest threat for Malaysian … Read moreFearing the worst for Malaysian banks?

Buying property is good debt, an asset? 3 issues here.

I favour property investment. I repeat, investment. I disagree with property speculation yeah. Certainly not using whatever method which enables anyone to buy a property or properties beyond what their salaries could afford. For this time, we revisit the thought that buying a property is good because this is a good debt and property will … Read moreBuying property is good debt, an asset? 3 issues here.

Smaller increments for many. So, bad for everybody?

It’s year end again. Increments coming soon. Bonuses too. Are you getting one from your boss? Question. When over 90 percent of employers are giving increments, is this considered bad news or good news? As someone who has worked for the past 20 years, there were a few years where I received no increments and … Read moreSmaller increments for many. So, bad for everybody?

Very good question. Buy landed or buy high-rise? (Focus on price)

I was invited to join my good friend Miichael Yeoh the other day for this talk: “Budget 2019 and the Impact on Properties. Strategies Moving Forward.” In the nearly 2 hour sharing and taking questions from the attendees, one particular question popped up again, as usual. “For property investment, isn’t it better to buy landed because … Read moreVery good question. Buy landed or buy high-rise? (Focus on price)

IOI Properties’s LiVO Referral (Refer and Earn up to RM56,000)

[Sponsored] Some people say it’s best to work two jobs nowadays due to the high cost of living. Actually, there’s another thing we could do. Refer and Earn. We could help our friends and we earn referral fees. This is especially if we know that they are looking for a property their requirements include looking … Read moreIOI Properties’s LiVO Referral (Refer and Earn up to RM56,000)

RM4,000 is equivalent to an extra RM70,000 worth of ‘property’

Buying a property with our own money, that’s most important. Our own money should usually come from savings over a couple of years. It can come from our parents too but should not be from some other speculative sources. This ensures the property price do not rise suddenly. When property prices rises too fast and … Read moreRM4,000 is equivalent to an extra RM70,000 worth of ‘property’

iPhone’s softening demand drags down world stock markets?

iPhone users are typically very loyal to the brand. They may be proud to learn that iPhone is a very powerful device. Nope, not talking about its specs. The power of iPhone in affecting world stock markets. Here’s that article saying so in TheStar:  Apple, trade woes sink global stocks; growth worries drag on US$  Due … Read moreiPhone’s softening demand drags down world stock markets?

REALLY thinking about savings in terms of $? Fuel is not the main thing.

Many months back, I debated with a friend who drives a turbo-charged car. He told me that his car’s fuel consumption is even BETTER than my 9 years old Persona 1.6  I told him, I agree!  Then he said, ‘I can save more money.’ I told him to stop joking because there’s no way he … Read moreREALLY thinking about savings in terms of $? Fuel is not the main thing.

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