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The car I qualify for versus the one I could afford. Huge difference.

Please read the title again. Yes, we can also substitute the ‘car’ with property. In the university world, when we qualify for a certain course, we may apply for that course. For example, lots of people apply to study medicine. Yet, I have known so many medical doctors who are no longer doctors because they … Read moreThe car I qualify for versus the one I could afford. Huge difference.

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Property prices just TOO expensive! (Cent-GPS)

Looking at the number of property transactions will tell us that people are still buying properties. If we look at the median prices, I personally believe that prices for these few years will start to drop when more of the affordable homes come into the market. As long as what was promised by the Housing … Read moreProperty prices just TOO expensive! (Cent-GPS)

FM: Our household debts are down… Start lending more please.

I personally think Bank Negara Malaysia (BNM)’s responsible lending guidelines is an appropriate pre-emptive measure against excessive (greed) or inappropriate lending (everyone gets approval). Remember that 2008 Sub-Prime mortgage crisis? Let’s not have that here in Malaysia yeah. Now, with regards to responsible lending however, it does not mean that banks should only approve the … Read moreFM: Our household debts are down… Start lending more please.

More auction properties in H2 2019 onwards. Great or Bad?

Every time I share with people that I am a Licensed Auctioneer, their first question goes something like this. “Any good deals or not?’ My answer? ‘Tell me what are you looking for and I will find for you.” Their answer is usually something unclear or they then say auction properties quite dangerous. The reason? … Read moreMore auction properties in H2 2019 onwards. Great or Bad?

Lee Shau Kee on property. “wealth comes with land.”

Lee Shau Kee has a net worth of US$30 (RM12.5) billion according to Forbes.com He started Henderson Land Development in 1976. The bulk of his wealth comes from Henderson Land. He has also donated more than US$400 (RM96) million toward education over the years. With his success, I think we have a lot to learn … Read moreLee Shau Kee on property. “wealth comes with land.”

Property market is now on the road to recovery?

Every time anyone asks me about the state of the property market, I would tell them that we remain a developing nation and urbanisation is continuing at a fast pace. There are at least 200,000 new tertiary education graduates on a yearly basis and their first destination is always the bigger cities. They look for … Read moreProperty market is now on the road to recovery?

You can cut your neighbour’s tree if you do it from your home. Oh…

Our neighbour’s DELICIOUS mango tree is growing very tall and strong. One day, we noticed one particular branch is now well within our compound and it’s bearing many fruits! Should we pluck some and eat? Is permission needed from our neighbour? Well, my mother told the neighbour, a friendly uncle that any ‘buah nona’ on … Read moreYou can cut your neighbour’s tree if you do it from your home. Oh…

Developer matters in buying a property

My personal belief in choosing a property is based on Price, Developer and Features in this order. Of course, the location should not be somewhere in the middle of a dessert. Price must be key because the best developer (hard to say which) will not be able to save you if you bought a super … Read moreDeveloper matters in buying a property

6% rental yield is already the top? :P

Education is an evergreen industry. This is true even if everyone kept saying that what we learnt in the university may not be that relevant to the working world of today. Well, try applying to 10 different jobs which require degree and you do not have one. Someone will then point out that long time … Read more6% rental yield is already the top? 😛

Yeah, property still too expensive for Malaysians.

“Should I buy a property?’ was the question on many Malaysians minds. Let’s just say I am not so sure because it really depends on we want for our first property. If we want the lowest price, the shortest distance to KLCC and hopefully a landed property, then the answer will be… ‘This property was … Read moreYeah, property still too expensive for Malaysians.

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