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First-Time Home Buyers need confidence. (info, numbers and incentives)

Buying a property is a big decision. It is usually the biggest purchase we will ever make because it’s usually a few hundred thousand ringgit if not higher. Even affordable homes are usually RM400,000 or lower. This is why for first-time home buyers, they are usually the first to worry and the last to buy. … Read moreFirst-Time Home Buyers need confidence. (info, numbers and incentives)

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Emerging hotspot? A good sign would be, “Birds of a feather flock together.”

According to Oxford Dictionaries, this is the meaning of “Birds of a feather flock together’: People of the same sort or with the same tastes and interests will be found together. What has it got to do with property investment? Does this mean when MANY people buy, I follow them and buy? Briefly, no. We … Read moreEmerging hotspot? A good sign would be, “Birds of a feather flock together.”

You viewed, you hated, now discounted.

This topic crops up every time I have coffee session with friends. That question of ‘when will property prices be dropping MORE.’ Let me tell you with a story yeah. Next time anyone ask, at least I can send them the link to this article. 😛 Let’s say last year, we went to view a … Read moreYou viewed, you hated, now discounted.

Moving around, so better not buy?

Someone asked if buying a property is a must. Seriously, it is NOT. If one has barely enough for monthly expenses, why ‘waste’ it on mortgage payments? If we are moving from a smaller town to KL for work and intends to stay just 2-3 years, should we buy a property? In a Facebook posting, … Read moreMoving around, so better not buy?

7 out of 10 will buy a home in 2019? (survey…)

If we ask 10 of our friends without a property to their name if they would like to buy a property this year, I think more than half would say, YES. The next few questions will reveal if they will ACTUALLY buy. Where will you be buying? What’s the type of property you intend to … Read more7 out of 10 will buy a home in 2019? (survey…)

Sellers, market is good for buying. (think about it when you sell)

A good friend told me about his landed terrace 6 months ago. He asked what’s the price. I referred to brickz.my and told him the price. He said, ‘BUT the MARKET price is higher.’ He proceeded to show me listings by other units which are above his asking price. I told him that when it … Read moreSellers, market is good for buying. (think about it when you sell)

Property thoughts: Better to Rent or Buy?

A good friend in Melaka asked me this question recently. If it is Melaka, should we buy or should we rent? Actually, for Melaka, when we look at the median property price today, it’s BEST to buy. Potential project? Waiting until price becomes higher is not a good option. However, today let’s look at things … Read moreProperty thoughts: Better to Rent or Buy?

4 babies is all it takes to have ZERO income tax for life

How many babies would you like to have? When I first got married, my wife and I decided on 3. Today we have 2. My wife said, ‘kedai sudah tutup.’ (factory shutdown) Haha… For an ageing nation like Singapore, they offer cash bonus of S$8,000 (RM24,000) – SG$10,000 (RM30,000) per baby! That’s not all, there’s … Read more4 babies is all it takes to have ZERO income tax for life

Property Investment 2019 – What should we focus on?

If you are based in Melaka, hope to see you this Sunday (17th February 2019) . If you have thoughts about Melaka property investment, hope to see you. If you just love Melaka and wants to enjoy a nice CNY event, please drop by yeah. Of course, if you happened to know Charles Tan and … Read moreProperty Investment 2019 – What should we focus on?

The lender, the borrower and the market.

When the property market is getting too hot to handle, the government steps in with cooling measures. Whether it’s Malaysia, Singapore, Hong Kong or even China, it’s important for governments to be attentive enough not to let the market ‘explode’ due to speculative activities. When the market gets a little too cold, then it’s also … Read moreThe lender, the borrower and the market.

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