Expert Opinion: The RIA Framework Is a Wake-Up Call for Malaysia’s Retirement System As everyone may have read on many occasions, I do write often
The above is an assumption that both person stay in the expensive city; New York and Kuala Lumpur. Frankly, there are still lots of choices below RM10 per meal. However, trying to find something below US$10 will not be easy yeah. There’s tax and there’s tips too. However, we are not speaking about Malaysia today. Let’s just look at the countries where the people earns the most and also how far their money can stretch.
Tropicana Corporation Berhad has doubled its ESG rating to 4 stars and earned a spot in the FTSE4Good Bursa Malaysia Index. This achievement reflects its 45-year commitment to sustainability, focusing on People, Planet, and Partnership. Key milestones include developing 20 townships and embracing robust corporate governance practices.
IJM Land introduces Phase 4 of Ridge View @ Puchong, featuring 16 exclusive three-storey bungalows designed for spacious, serene living. Priced from RM2,740,800, these homes, elevated at 152 metres, accommodate multi-generational families and include modern sustainability features. Registration is now open ahead of the launch on January 17, 2026.
My wife just ordered a raw tuna sushi this afternoon in the Nishiki Market in Kyoto. Erm… not for me. The only time I had sushi (raw one) was way back in Tokyo in the Tsukiji outer market where one particular shop had a super long queue. Taste was ok but nah… not my type. I do think price of Tuna reflects the economic condition too. If it’s very bad, people would not want to spend so much and thus the prices cannot be that high. Of course as usual, when economy is bad, then every other demand also goes down too including property. Coming back to the amazing tuna auction price.
Do take a look at the below and think deeper. Are all these expenditures the ones which we could not avoid, we could not reduce and we could not run away from spending? You have the answer. In fact sometimes, as I walk past a cafe, I tell myself, I still have free coffee at home. Haha. It does NOT work all the time. That’s why I always have some balance inside my ZUS Coffee app these days.
I had my fix of durians in Kepong a few days ago with my in-laws. I had Musang King, Tekka (2 pieces), Sultan King and also Blackthorn the other day. The total for these 5 came to around RM240. My sister-in-law kept repeating that the price is just unbelievable. The very last time she had durian was many months ago at RM75 per kg for Musang King. So, if based on same price, she could only eat 2 medium sized Musang King.
Some (usually the younger ones) say vacations are better than a property. The former gives FEELING of happiness. The latter merely adds debt and worry of not being able to pay on time. Plus the fact that they can show off to their peers when they post those photos in Facebook. For the younger ones, they post it in Instagram. Many would comment and add comments which seem envious. Thus, the vacations must continue or people may start to think that they could no longer afford to go for vacations. Funny but true. We are going vacations to get more likes too, not just the enjoyment we get or the stress relief benefits.
I often hear some views about the household income in Malaysia which goes along these lines. T20 households would mean a comfortable life. M40 would have to do a balancing act between needs and wants. B40 would have to reduce expenses as much as possible and focus on needs day in and day out. Well, it also depends on what the different groups do with their income or maybe the circumstances. I know if they have children, they will need to spend more.
In 2026, the ringgit is Asia’s strongest currency, having strengthened nearly 10% against the US dollar in 2025. Compared to regional currencies, the ringgit’s performance is noteworthy, particularly against the Thai baht, Philippine peso, Singapore dollar, and Indonesian rupiah. These trends reflect improved economic confidence in Malaysia.
One millionaire grouped with a fresh graduate and the average number represents no one. Median however simply meant the middle value which is typically the place where most people would be. Just that there are still the highest and the lowest side. Do take a look at below chart depicting the wealth person and it shows the fifteen highest in the world.
When airlines fly into Malaysia, they need to fly back and it’s not possible to fly in a few hundred passengers, they wait here in Malaysia until all these few hundred passengers need to leave Malaysia. So, when they fly in, they would fly back and Malaysians do have the opportunity to fly to the other countries too. I am still wondering if there are going to be more promotional air fares for these flights too. Many destinations yeah. Do read the below for the latest report.