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ABCs of Personal Finance

Social Media influencers must declare income and… pay tax

In 1999, I had to pay tax for the 2nd year and it was even higher than the year before. So I told my mum that I feel it’s unfair to pay ever higher tax. My mum said that if I do not wish to pay ever higher taxes, then I need to ensure I do not earn ever higher salaries. Whoops. Haha. That was the time when I decided I want to pay ever higher taxes as long as I earn ever higher salaries. This is why I believe tax and death are the two things no one can ever run away from. Remember to stay as healthy as possible so that we can continue to enjoy what we want to do. Coming back to the tax topic.

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Career Related

Happy news for teachers. Salary increase soon.

Teachers in Malaysia are set to receive a salary increase under the Public Service Remuneration System. The Education Minister announced a 15 per cent rise for support and management staff, and seven per cent for top management, effective Thursday. Comparatively, salaries for teachers in Hong Kong are significantly higher, reflecting different living costs.

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ABCs of Personal Finance

Hitting RM1.3 million in EPF, can we achieve it or not?

Achieving RM1.3 million in EPF savings may be challenging for Malaysians, but experts suggest it’s possible through disciplined saving and employment strategies. Personal finance advice should include property investment and considering longer retirement ages due to rising living costs. Consistent salary growth is vital for building adequate retirement funds.

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ABCs of Personal Finance

Earning the most money does not mean you have the most money. Which country is the richest in 2025?

The above is an assumption that both person stay in the expensive city; New York and Kuala Lumpur. Frankly, there are still lots of choices below RM10 per meal. However, trying to find something below US$10 will not be easy yeah. There’s tax and there’s tips too. However, we are not speaking about Malaysia today. Let’s just look at the countries where the people earns the most and also how far their money can stretch.

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