I prefer homes which are RM300k or lower! Yes, even landed properties are available too.

I prefer homes which are RM300k or lower! Yes, even landed properties are available too.

PropertyGuru Summit – Future Built 2025

We listened first hand from Dr. Lee Tai Jia of PropertyGuru. Many slides were presented and I think there is this interesting slide which we should take a look. We could get some conclusions, then decide we if like to take further actions too. Property market demand is real but it all hinges on the affordability and also the acceptance of a certain location or size or even the type of property too. After all, to anyone thinking there’s such a thing as the perfect property must look at their level of income too.

There are perfect properties when we have different levels of income. We just need to accept it while we continue to earn more and maybe go for an upgrade in the future. Staying and paying mortgage is better option than staying and making the landlord richer every month. Slowly but surely one side is getting richer and the other side poorer every month as the money paid will not return.

Top Locations for Homes Below RM300k in 2025

Look at the image below: Cannot find KLCC BUT KL City Centre could be one such location. We just need to manage our expectations. No landed, no big size. It’s high-rise and it’s just a 413 sq ft unit. Alternatively, close enough to the city centre would be Cheras and the size mentioned is 1,032 sq ft. Frankly, I am not sure if this is inside Cheras which is that centre of everything or the Cheras which is actually outside the centre… It’s guess as long as it’s Cheras, it should be acceptable? it’s not just high-rise units yeah. There are also landed properties too! However…

No Landed below RM300k which is inside the city centre lah

We could buy a landed property for less than RM300k if we are willing to consider Shah Alam (note that if we work in KL then the jam is pretty real) or Rawang (which is towards the northern and people say it’s far) or even Sepang (which is really, really far if we compare this to Rawang. We also have these landed properties below RM300k in both Klang (far away… but you get Ba Kut Teh as reward) and also Puchong (which is actually jammed at nearly the whole time).

Please remember, no perfect properties. Smaller sized but nearer but bigger sized but further. Highrise if nearer to the city centre or landed if further away from the city centre. Choose one. You like bigger sized, stay further. You want to be close to the city centre, then get a high-rise. Good thing is this, both are RM300k and thus both types are accessible to many people who are not in the T20 or T10 for example. RM300k meant mortgage per month is just as below:

Affordable lah. Just RM1,328. Maybe even cheaper than a car loan repayment.

For Penang folks, choices are similar too…

Bigger sized meant further, all the available areas where landed properties could be found are all in mainland. In other words, separated by the Penang Bridge whether the first one or the second one. So, do not try to go to the island during peak hours as it could easily be an hour or more. Yes, Penang is not as ‘traffic jam free’ as many have thought.

If people prefer the island side then it has to be high-rise units in either Jelutong, Tanjung Tokong or Bayan Lepas. I still have high-rise properties in Tanjung Tokong area and also Sungai Ara which is merely minutes away from the Bayan Lepas area. Both are considered popular areas because of the working population who loves to rent.

For Johor, we will just have to wait for the property market to clear a little first

There are a lot of units, many empty units including that ‘ghost’ island full of high-rise units which many are talking about. So, it is better to wait for the RTS to be completed, for the JB-SEZ to become operational and then we can perhaps see a similar trend there as well. For now, it’s more of whether it’s smaller or bigger sized.

Take a closer look at propertyguru.com too!

It’s easy to search. It’s easy to benchmark. It’s easy to compare. Just go propertyguru.com.my and find out more yeah.

Happy contributing and earning. 

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