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eCCRIS is now available for direct registration for Malaysian individuals


eCCRIS is now available for direct registration for Malaysian individuals

Briefly, this is eCCRIS.

“eCCRIS, a secure online platform for the public to access their own Central Credit Reference Information System (CCRIS) report, anywhere at their convenience. This service is provided for free. The CCRIS report shows the financing and repayment history of a borrower with participating financial institutions over the past 12 months. It does not provide an assessment of a borrower’s credit standing. It is therefore a factual report and is not a blacklist.” Source here.

eCCRIS is now available for direct registration for Malaysian individuals.

Full message from Bank Negara Malaysia. Source here.

Bank Negara Malaysia wishes to announce that effective 18 February 2022, Malaysian individual new users may now directly register for eCCRIS at, without the need to walk into a BNM or Agensi Kaunseling dan Pengurusan Kredit (AKPK) office.

To register for eCCRIS, individuals need to only follow the steps attached. This includes for new users to make a RM1 online transfer to a designated BNM account via internet banking, with the RM1 automatically refunded within two working days upon registration. This step allows for the identities of individuals to be confirmed digitally, taking away the need for physical verification.

Deputy Governor Marzunisham Omar said, “These enhancements make it more convenient and safer for individual users to register for eCCRIS and have access to their CCRIS reports, all from the comfort of their homes.”

For companies and non-Malaysian individuals, new user registrations can continue to be performed through eLINK at

Please visit for further information on CCRIS and eCCRIS. The public may also reach BNMTELELINK at 1-300-88-5465 or 603-2174 1717 (overseas) or via our newly introduced Live Chat function at

— end of message from Bank Negara Malaysia. Source here.

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Charles Tan The Founder The Writer Kopiandproperty
Charles Tan

Charles is Founder of He writes from his investment experience for the the past 20 years in investments including property, stock, unit trust and more as well as readings and conversations with many property gurus in the industry. is an independent property blog which is not affiliated to any media company, property developer or even real estate agencies.


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