support@kopiandproperty.com

Advertisements

Advertisement Banner

Category: ABCs of Property Investment

black home area rug
ABCs of Property Investment

Property Investment 101: Think of the 4Ps when it comes to buying a property

The first question that comes to mind before anyone buys their very first property is where to buy. That’s the reason why the mantra has always been location, location and location. One strongest reason for thinking location first would be familiarity. We already know enough about the neighbourhood to be able to make an objective assessment. Have we however wondered about they ‘why’ for the location? What was it which attracted us in the first place? If the answer is that we want to stay close to our parents and they love the neighbourhood, then there’s no need for any other reason.

Read More »
woman calculating her receipts
ABCs of Property Investment

Which rose faster, inflation or the house price?

How true is this statement, don’t you wonder? I think some time back, I wrote that I am okay with home prices rising just 1 percent every year! At the same time, inflation can rise by 3 percent every year. Want to see this in number? How much do we spend every year?

Based on a typical RM5,000 salary, that’s RM60,000 per year and inflation of 3 percent means a reduction of the value of this RM60,000 by RM1,800. Meanwhile, a RM500,000 home rising at just 1 percent per year is RM5,000 yeah. This is why property is often mentioned as the best hedge against inflation.

Read More »
a woman signing a document beside a man
ABCs of Property Investment

Property Investment 101: Rental does not stay the same every year

Many people continue to tell me that renting is cheaper than buying. Their argument is very valid too. If they chose to buy, the price could be RM500,000 and they need to pay RM50,000 for downpayment too plus the monthly repayment is RM2,214 (image below). All these are much higher than if they just rent and the rental could be bwteen RM1,600 – RM1,800! Lots of savings, right?

Read More »
interior of children bedroom with wooden furniture and toys and globe placed on shelves in room
ABCs of Property Investment

Property Investment 101: Landed strata schemes, what are the benefits to the buyers?

The reason I prefer a strata landed home is because I do not wish to have any ‘uncertainty’ in the future. I do not wish to have some neighbours growing a tree which may attract ants. For example I love mangoes but mango trees usually attract those red ants and I am so scared with ants these days. Once upon a time, after being bitten by an ant in Bukit Larut, I became unconscious for 1 hour and after waking up, blood pressure dropped to just 55 and was sent into the ICU.

Read More »
red balloon
ABCs of Property Investment

Property Investment 101: 40 percent discount means a great buy?

If we are in the market for a new car and the model we like is about to be replaced by a new model, the car company may offer a big discount to clear all the remaining stocks before the new model comes. If we like the current car model and does not need the new model, then this discount is indeed a good buy. We get the car we want at a price lower than what we would have to pay in the first place.

Read More »
interior design of home
ABCs of Property Investment

Property Investment 101: Good News, Bad News, it does not change whether you buy or no buy

Seriously, during the Covid-19 times, even the news were all negative. As usual, kopiandproperty.com was one of the few media continuing to write from an objective point of view. 🙂 Haha. Nevertheless, it was tough because no one likes good news and the number of clicks when it is good news is much lower than when it’s bad news. I knew about this long time ago but will not resort to writing bad news, sorry.

Read More »
a woman signing a document beside a man
ABCs of Property Investment

Property Investment 101: Rental is rising, is this surprising?

Great question and I do not have a great answer for you. However, I have a question. Given a choice, as a landlord, would you reduce the rental when there are many new properties in the market? Short answer is No. Long answer is No… unless of course all these new properties are on my left, right, front and back. Then, I may have to reduce rental if they are all being rented out cheaper than me.

Read More »

join the family

Like us for daily investment news and more

Hit the like