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6 great tips to get your home loan approved.

How do you get your home loan approved? It was such a lively KopiTalk #14 session just a few days ago. My guest-of-honour was Ms. Jessica Jong who shared with listeners on how she managed to fully paid off her first home loan within 3.5 years. Yes, it took her just 3.5 years. . If you like to learn from her, this is the FB Live link (click to view).

Trust me, lots to learn and it’s free too. Saving 50% off the interest for your home loan is within the things she shared in the FB Live session too. She also shared how much we may need to prepare for our children’s education in the future too. If you are able to get your home loan approved, then you have done the first step.

get your home loan approved
Photo by Ketut Subiyanto on

First Time Home Buyer, get your home loan approved.

In her presentation, she shared one particular slide which I think is a very useful one, especially for first time home buyer. By the way, the approval for home loan is pretty stringent yeah. Banks may not want to lend if they feel you are working in a high-risk industry. They may also not want to lend to you because you were buying an overpriced property too. They may choose to offer you a much lower Loan-to-Value (LTV) but if they do so, you may not have enough downpayment to cover the gap.

So, do follow the steps outlined below for a much higher chance to get the loan approved yeah. If you prefer to get in touch with Ms. Jessica Jong, click here.

click image to download the PDF copy yeah.

Click here for the pdf copy for download.

Pay earlier, pay later, up to you

Please do note that I am not asking everyone to settle their home loans early because everyone may have their very own investment plan. However, settling the home loan early also meant that one pays much lower interest amount and actually in the very near future, once the home loan is settled, then investing into that next property may be easier since we no longer need to allocate one big chunk of our salary into home loan monthly repayment. The choice is yours to make yeah. Happy listening. Here’s the FB Live link again.

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Next suggested article: Yes, our monthly mortgage is now ever lower

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Charles Tan The Founder The Writer Kopiandproperty
Charles Tan

Charles is Founder of He writes from his investment experience for the the past 20 years in investments including property, stock, unit trust and more as well as readings and conversations with many property gurus in the industry. is an independent property blog which is not affiliated to any media company, property developer or even real estate agencies.


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