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Day: November 20, 2025

ABCs of Personal Finance

Buying motorbikes priced over RM200k?

My late father sent me to school everyday in his Honda motorcycle. I think that was when I was in my primary 1, 2 and 3. Once upon a time, 4 of us were on the same motorcycle. My little brother in front, my father behind him, followed by the skinny me and then my mother at the back. WOW. Haha. Okay, it was just within the little town Teluk Intan yeah.

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empty subway train
MRT LRT ECRL HSR etc

Light Rail Transit 3 is in final phase of testing! Let’s ride it soon!

Let’s take a look at the stations below. If you are staying nearby one of the stations, will you stop driving and take the LRT instead? I have since asked 3 friends staying in Shah Alam. They say the stations are a quick drive away but they have to send children to school… they need their car… they need more flexibility… well, maybe it will help to alleviate by reducing the number of cars but I think traffic jams cannot be a thing od the past.

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ABCs of Personal Finance

61% of Malaysians Struggle to Raise RM1,000 for Emergencies

Results from Bank Negara Malaysia (BNM)’s Financial Capability and Inclusion Demand Side Survey 2024 showed that 61 percent of Malaysians face difficulty to raise RM1,000 as emergency fund. This seems to have gotten worse as it was 52 percent in 2018 and 47 percent in 2021. Briefly, this meant that we have even more Malaysians who say they could not raise RM1,000 as emergency funds. Many reasons were stated including rising cost of living and even the possibility of overspending too.

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