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ABCs of Personal Finance

Money Not Enough? 5 Critical Personal Finance To-Dos

Read more, know more, learn more so that one is able to adapt to technological advancements and not fall behind. This ensures our earnings remain strong and we would be replaced suddenly. Invest into education, skills necessary and always seek to diversify the income wherever possible. Higher pay does not guarantee anything but higher pay allows us to save more.

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ABCs of Property Investment

Property Investments: Top 10 Benefits You Must Know

The article outlines ten significant reasons to pursue property investment, based on personal experience since 2002. It emphasizes property as a safe and tangible asset, the potential for attractive returns through leverage, forced savings, and the necessity of home ownership for financial security. The author also touches on market demand and the importance of planning for retirement.

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Career Related

Unemployment rising for 18-24 year olds in the UK

The unemployment rate for 18-24 year olds in the UK has risen to 5.1%, significantly affecting young workers. This trend is mirrored in Singapore and Malaysia, where youth unemployment and underemployment persist amid a challenging labor market. The discussion emphasizes the increasing difficulties faced by those without qualifications in the job market.

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ABCs of Personal Finance

Property Refinancing in Malaysia (2025–2026 Update)

The article discusses property refinancing in Malaysia, highlighting recent regulatory changes by Bank Negara Malaysia. Key points include stricter cash-out refinancing rules, enhanced affordability checks, and greater transparency in loan costs. The article emphasizes that refinancing should be strategically planned to improve financial positions rather than simply providing immediate relief.

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ABCs of Personal Finance

Our mortgage payments may stay the same in 2026. Like it?

In 2026, Malaysia’s mortgage payments may remain unchanged as Bank Negara Malaysia is anticipated to keep the benchmark rate at 2.75 percent. Analysts suggest that despite recent rate cuts by the US Federal Reserve, Malaysia’s monetary policy will remain stable due to stronger domestic demand and favorable external conditions.

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