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ABCs of Personal Finance

EPF’s advice on how to become debt-free (not about financial independence)

The content discusses the distinction between being debt-free and achieving financial independence. It outlines various debt repayment methods, such as the debt avalanche, snowball, and snowflake methods, and debt consolidation. The author reflects on their personal financial journey, aspiring to achieve both objectives while acknowledging current debt obligations.

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ABCs of Property Investment

Malaysia’s Property Market: Less Parking, Lower Costs?

In Malaysia, Transport Minister Anthony Loke suggests reducing parking space requirements for new developments near public transport, potentially lowering property prices. This approach aligns with trends seen in cities like Melbourne and Hong Kong, where high parking costs drive up real estate prices. Residents may need to adapt to a bit more walking.

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person with keys for real estate
MIEA and REHDA

REHDA Institute: Uniform, one-size-fits-all approach across all states and districts does not work.

The REHDA Institute argues against a uniform housing policy across diverse states, emphasizing differing demand and supply dynamics. Experts suggest refining existing quotas based on net disposable income for better affordability assessments. Utilizing idle land and allowing flexibility in property sales could enhance housing availability and investment potential, benefiting broader socio-economic conditions.

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ABCs of Property Investment

Understanding Housing Affordability: The Emotional Impact on Prices

How do we know if a certain city has a housing crisis? Note, this is not a term dreamt up by me yeah. This is a term from the media on Australia’s property market. Let’s just look at Melbourne which is one major city. The below are the ‘lowest priced’ and ‘new property’ in Melbourne. Data as at 2nd December 2025. Source: realestate.com.au

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Career Related

Understanding Salary Trends: 2026 Expectations

If a country has full employment, it could mean that it’s harder to find employees, thus maybe the salary offer could be higher? Maybe the offer and the increment can be a different thing. Offering a higher salary does not mean increment has to be very high too because increment is always based on the next financial years’ expectation of the person’s contribution. This seems to be the case. Do read on:

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Retirement Related

Retirement Readiness: Gen Z vs Baby Boomers

Actually I have read many studies saying that the younger group is more financially savvy and usually has more investment knowledge versus the older ones including the Gen-Xers like me. So, when I read this, I think I need to share with everyone and remind the ‘oder ones’ that the runway for us to earn more is shorter than the younger ones who could still afford to take their own sweet time. So, if they start early, they will definitely be far more ready than many. Read on about the recent study by Vanguard.

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KL and Selangor Property

COMMUNITY BUILDER TROPICANA LAUDED FOR ITS GREEN BUILDING DEVELOPMENT 

Tropicana Corporation Berhad has been recognized for its commitment to sustainable development, winning the Serviced Apartment of the Year award for Tropicana Gardens at the TDM Travel Trade Excellence Awards 2025. The 17.6-acre project features seven green-certified buildings, emphasizing communal living and environmentally friendly practices in Malaysia.

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