PRESS RELEASE: 3 WAYS GEN Z AND MILLENNIALS ARE REWRITING THE WEALTH PLAYBOOK Kuala Lumpur, 11 November 2025 — Generation Z and Millennials are rewriting
Before we spend beyond our earnings, please remember that money which we overspend today will mean a much bigger ‘loss’ the future. For example, if I put in RM10,000 into the self-contribution for EPF, this RM10,000 could have turned into RM17,081 10 years later based on an average of 5.5 percent dividend returns from EPF. This is a 70 percent gain over 10 years due to the compounding effect despite EPF declaring just 5.5 percent every year for the next 10 years. If we used it now, then we are spending our future RM17,000.
Did you know that the Johor – Singapore RTS Link’s maximum capacity is 10,000 passengers per direction per hour. (I already consider this very low…) Considering the peak hours, probably it will carry 40,000 passengers daily. Note that these 40,000 passengers would most probably be going into SG from JB on a daily basis. Staying in JB and working in SG. Pay rents in RM and salary in S$. Financially savvy combination, right?