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Penang Property

Mah Sing’s new Penang land acquisition and GDV of RM528 million

If you love Penang properties, here’s another upcoming one by Mah Sing. It is said that this piece of land is also very near one of the LRT station too. The name of the development is M Cora and it is a mixed-development. Yes, this is within Penang island, so this is definitely a high-rise development yeah. With just 2.83 acres land, there’s no way for landed homes to be built or the property price will be out of this world and everyone can look, see but not buy.

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Affordable Properties

KPKT’s Plan to Transform Commercial Buildings into Homes

Anyone would have driven past some commercial buildings which has been abandoned. It could have been a factory but is no longer in operation. When it comes to production, the margin is usually small and thus any changes in the market could be fatal to the factory. Some of these abandoned or even unused commercial buildings have been transformed into something else. For example, a cafe… maybe even a n event space…

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ABCs of Personal Finance

Credit Card fraud. What should we do? This is BNM’s guide for banks

The customer service number should be in your handphone because if you lose your card, you will need to quickly call the call centre to stop the card before any further usage. If there’s a fraud and you received the SMS, they usually say call the number at the back of your card. Well… what if you do not carry the card with you? This is why the first thing we should do is to save the number into our handphone. I know, these days we can go online to search for the number but which is faster?

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ABCs of Property Investment

Why Analysts Favor S P Setia for Growth

S P Setia is a very famous brand in the property development industry. It has a huge land bank and if I remember correctly, they are still within the largest few developers when it comes to landbanks here in Malaysia. If we look at just the sales numbers, S P Setia are one of the few developers who could do a billion ringgit of sales every quarter or less. I personally rate any developer who’s selling over RM1 billion per quarter as huge and reflects the property market closely.

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ABCs of Personal Finance

Understanding BNM’s RM100k Loan Education Requirement for 2027

Before we spend beyond our earnings, please remember that money which we overspend today will mean a much bigger ‘loss’ the future. For example, if I put in RM10,000 into the self-contribution for EPF, this RM10,000 could have turned into RM17,081 10 years later based on an average of 5.5 percent dividend returns from EPF. This is a 70 percent gain over 10 years due to the compounding effect despite EPF declaring just 5.5 percent every year for the next 10 years. If we used it now, then we are spending our future RM17,000.

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Iskandar / JB Property

Johor-Singapore RTS Link Trials to Start Soon. Property catalyst?

Did you know that the Johor – Singapore RTS Link’s maximum capacity is 10,000 passengers per direction per hour. (I already consider this very low…) Considering the peak hours, probably it will carry 40,000 passengers daily. Note that these 40,000 passengers would most probably be going into SG from JB on a daily basis. Staying in JB and working in SG. Pay rents in RM and salary in S$. Financially savvy combination, right?

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Holidays

Genting Highlands Toll: Latest Update Nov 2025

However, there’s this one which we cannot escape from if we are going up to the Genting Theme Park in the future. Yes, it’s the toll to go up to the top of Genting Highlands. These days there are so many new developments in Genting Highlands and I think the toll is also in anticipation of more cars going up, more maintenance needed and so this is considered a step done in advance versus later yeah.

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