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I could not afford a house, yet.

In an article by quite a famous online news site, it gave many reasons why many middle and low income earners could not afford a property. One major reason was because of the fast price increases in Malaysia for the past few years. In fact, many are postponing their house buying plans and save money … Read moreI could not afford a house, yet.

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RM800 per month, enough to live on?

The answer is a pretty certain, NO. Not even a single person whom you ask today would say yes but if you do not have much expenses and house is fully paid for plus you do not fall sick all the time, RM800 can still allow you to live a very frugal life in a … Read moreRM800 per month, enough to live on?

Selling property with ambassadors, does it work?

Maybe six months ago, I got to know of a local developer with a project in a secondary town in Malaysia using ambassadors to sell its high-rise properties. The result was not good because even when my friend told me about the ambassador, I had to ask, ‘who is she?’ Can ambassador really sell a … Read moreSelling property with ambassadors, does it work?

Buy property now or buy later, which is riskier?

This article was first published in Property Insight magazine February 2015 issue.  When I bought my first property 12 years ago, it was the toughest, both financially and mentally. Financially because both my wife and I have only worked for 5 years and our savings are not high plus both of us have never read … Read moreBuy property now or buy later, which is riskier?

Honestly, is ONE property enough today?

The first time I told my parents that I was buying my second property, their first remark was, ‘is there any problem with your current home?’ That was many years ago. Their understanding of a property is that of a home sweet home. Simple right. You save, you buy, you stay and if can, let … Read moreHonestly, is ONE property enough today?

What we want, What we need. Be real.

A close friend asked me the other day about two properties in Penang island. One is in Tanjung Tokong and another is in Jelutong. Both are high end condos and both are RM1,000 psf if not higher. In other words, RM1 million or higher. I told her, actually based on my needs I would not … Read moreWhat we want, What we need. Be real.

Loan Rejection. Who’s Fault?

How many times have we heard of loan rejections on the rise? Well this has been happening even before the cooling measures started. Perhaps it got worse after the stern warning from BNM to all commercial banks. Actually who’s fault is it? Is it the Bank Negara Malaysia’s fault for forcing the banks to be … Read moreLoan Rejection. Who’s Fault?

Haunted Properties and Avoiding One.

Some time back, I wrote about this before. Buying HAUNTED properties? Today I read the same topic again, in propsocial.my and it has many Malaysian examples! My wife and I have never watched haunted movies together in a cinema before. I have watched a couple with my friends during secondary school days but these days I … Read moreHaunted Properties and Avoiding One.

Planning and Investing for you and your family

This article first appeared in January 2015 Edition of Ivory Living. When I learnt that my wife was pregnant with our second baby, I was ecstatic! I told her that we must do the same for the new baby as per what we have given our first baby. We must plan for their future. There … Read morePlanning and Investing for you and your family

Property 2015: Gloom, Boom and Doom

This article first appeared in the January 2015 edition of Property Hunter magazine. Many are still buying. Even more are waiting by the side. Real estate agents are complaining that servicing a buying customer needs lots of patience these days. Even my lawyer friend said that the number of transactions have really slowed down for … Read moreProperty 2015: Gloom, Boom and Doom

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