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Day: December 10, 2025

ABCs of Personal Finance

BNPL Growth in Malaysia: Insights and Implications for Consumers

The buy now, pay later (BNPL) scheme in Malaysia has reached RM4.2 billion, with over 97% of 7 million users managing their loans responsibly. This reflects a small unpaid balance of RM147.7 million, indicating manageable debt levels. BNPL offers consumers flexibility while also supporting economic growth, though regulation may be necessary for consumer protection.

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ABCs of Property Investment

All the places where the homeowners are all millionaires

The article discusses how millionaires primarily accumulate wealth through property investments. It highlights challenges faced by homeowners in cities like Hong Kong, Sydney, Vancouver, and Toronto due to high mortgage-to-income ratios. Despite affordable options in Malaysia, many potential buyers prioritize luxuries over property. Ultimately, property serves as a hedge against inflation, influencing financial stability.

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