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Day: November 9, 2025

ABCs of Personal Finance

Find Accurate Calculators for Property and Finance

For any property purchase, every time I wanted to know how much I would need to pay every month, I would be using this site. It’s the site all the calculators you need: https://www.calculator.com.my. In fact for our own financial sense, it pays to keep ourselves updated on the potential so that we could do something about it in advance if the potential at the end is not what we expect. Do not only do something when it’s too late yeah. Do it as early as possible. 🙂

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London UK Property

BNM has maintained OPR. Bank of England too! Same reason?

As soon as the rates are changed higher or lower, banks will have to inform their customers of the change and then inform of the new amount to be paid. This is usually very quickly. When the central bank lowers the interest, they hope businesses will borrow and expand. This decision to borrow and expand will take time. Meanwhile for the people who has Fixed Deposit, the rate cannot be changed and it can only change in the next renewal whether higher or lower.

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Property Australia

How Australians Afford Million-Dollar Homes

I am not too sure but I think Australians continue to buy properties because total transactions for 2024 was over 700,000 transactions! Australian population is close to 28 million while Malaysia’s total population is close to 36 million. Our total residential property transactions in 2024 was 260,000 units and this is merely 35 percent of Australia’s number despite us having a 25 percent more population than them. This is why they are an advanced property market and we are just an emerging one yeah.

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