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Day: November 5, 2025

ABCs of Personal Finance

How additional RM1 Billion Funding Supports Civil Servant Homeownership

It’s important to assist civil servants to own a place because this will help ensure they have a comfortable life after retirement. How many civil servants want to continue paying for a place to stay or worse still, paying for a room to stay after they retire? Thus, it’s important to help them purchase a home. There are many affordable homes scheme but sometimes, the downpayment could be an issue. So, any help is always good for the civil servants too. LPPSA is able to give 100 percent loan. When they do not need to worry about having a place to stay, then of course they could also do their best for us the public too.

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ABCs of Personal Finance

Unlock Free Lounge Access with the Right Enrich Card

Do you know that when we travel frequently, it’s best to travel frequently with the same airline? This helps us to earn loyalty points which could then be used to redeem for benefits offered by the airline loyalty card. One such card is Malaysia Airlines’ Enrich card. Do skip this if you travel via business class every time. I think you are wealthy enough without the need to slowly accumulate points which you can then redeem for benefits. Congratulations if you are at this stage already. Else, read on…

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ABCs of Personal Finance

Debts must be paid, else our assets could be auctioned off to pay, even if one is a famous personality

Strata home owners who refuse to pay the management fee. How bad can it be? Just let it be and forget about it since nothing could be done to force the owner to pay the management fees? Well, it’s totally not true. In fact in the worse case scenario the owner could even be jailed! This is after their belongings have been auctioned off and it’s still not enough to cover the management fee… Yes, imprisoned for up to three years. Read more details here:

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