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Day: October 21, 2025

ABCs of Property Investment

Property Overhang in Malaysia. If you hated it last year, what happens this year?

I love to ask this question to any property investor who told me that there is a property overhang. If we are thinking of buying a property, please remember to choose a great property. Right price (not overpriced), right place (not in some place we would not even want to stay) and right product (not a property which the design we hated). All these questions are by far more important to be answered versus being stopped by OVERHANG property comment by some media whose writer may not even be a property investor.

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woman holding feather pen
ABCs of Personal Finance

EPF says RM240,000 is no longer the minimum, it will be higher in the future

Did you know that most EPF members are not able to achieve the minimum savings of RM240,000? Actually, with inflation, this RM240,000 will not be sufficient to support us post-retirement. We may have to continue working or have some other source(s) of income. Else, imagine this. RM240,000 divided by 20 years divided by 12 months means we will have RM1,000 per month. If this is just for food alone, I think it should be okay. RM30 per day is enough for me as long as I do not simply walk into any restaurant. Do read what EPF has said in the media.

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