ABCs of Personal Finance
Fresh graduates should not have a credit card?!
Actually, my long time friend told me many years ago that when we graduate, it is highly likely that we would not be able to save much for the first few years. He is partially right. If we are in a low paying job, chances are we would not be able to save much and worse thing is, the banks will approve a credit card to us and this helped to push us even deeper into debt. How to have savings, right?