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Better career, more money in Singapore

A friend said, with my salary there is nothing I could buy. It is time me to look for a job in Singapore. I look at her and replied, yes, for you I also think it is best that you work in Singapore. I do not think she is someone who works very hard or … Read moreBetter career, more money in Singapore

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Property not necessary and not a necessity

I laughed when a close friend related her conversation with a fellow manager in her company. The manager works in a US multinational so salary not much of an issue to buy a property. The manager said, he does need to buy a property, preferring to rent because when he needs to move back to … Read moreProperty not necessary and not a necessity

Property buying – objectivity matters

A friend told me that she could not rent out her flat. She said she bought the flat long time ago and until now still not rented out. On and off she would bring potential tenants but none of them wanted to rent. I asked her a few questions and she told me this, ‘everytime … Read moreProperty buying – objectivity matters

Property investment – back to basics

Passive income. If you buy a good property for RM250K to RM300K today, typically you can rent out for RM1,100-RM1,300. Depending on how old you are, this is sufficient to cover your mortgage and gives you a yield which is equivalent to FD, at worst. If I can, I would like to continue buying to … Read moreProperty investment – back to basics

Gen-Y and property

A close friend just complained to me about the Gen-Y in her companies. Always complaining non-stop. Always not satisfied of anything and everything. Thinking the company should follow what they think. Come to think of it, I quite agree. A lot of these Gen-Ys are really ‘unbearable’. However, today let me tell you about 3 … Read moreGen-Y and property

Would 2014 be a tough year?

Subsidies are cut. Petrol prices may continue to rise contributing to higher inflation. Toll rates are going up. Electricity bills are also rising. With the huge growth for past many years, there may be too many residential properties; oversupply. Already we could see transactions for KL / Penang is down year on year. So, would … Read moreWould 2014 be a tough year?

Are you going to be a millionaire?

If you google for ‘millionaire traits’, or ‘habits of millionaires’, you will come across a lot of similar reasons why some people can become millionaires while some may just be one out of millions of struggling middle class. They love what they do. Always passionate in whatever they do. If they start on a new … Read moreAre you going to be a millionaire?

ONLY BUY after property bubble burst

I have a friend who earns very high salary. In fact amongst all my friends, I think he is ranked second highest. He knows that I love properties and he told me confidently that he is now keeping his money in FD so that when the bubble bursts, he will enter the market and buy. … Read moreONLY BUY after property bubble burst

Before you do any investment, maintain your FD first

I read a very clear ‘Facts of Debt’ pictograph for Gen-Y in The Edge recently. Actually, The Edge is a very good weekly magazine and if you would only read one newspaper, make it The Edge. Back to this article. The pictograph showed that over 70% of Gen-Y cannot endure a personal economic emergency of … Read moreBefore you do any investment, maintain your FD first

Property Investment? You better have TIME.

It’s true. There are people who may never find property investment as attractive. Imagine the share market. Today, if you need to trade shares, you can do it online, at the comfort of your home with just mouse clicks. There is no need to do the following if you intend to invest in property. Time: … Read moreProperty Investment? You better have TIME.

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