Everyone has their personal investment portfolio. Some write it down in excel and keep updating it. Some would ask the wife to keep track. I did start an excel sheet which I listed down things that I invest every month but I guess I no longer update that sheet. Despite the fact that I seem … Read moreMy investment portfolio – today.
There are a lot of investments you can do. From FDs to Unit Trusts to Insurance savings plans and even opening your own company, the choices are aplenty. What about property investment? Let me share my reasons why property investment is attractive and applicable to me, who’s working full time, has a lovely wife and … Read moreInvesting in property – the basics (updated)
I always believe investment is the only real key to financial safety. However, are you covered during this journey towards financial safety? Note, I am not even talking about financial success or financial freedom. Thus, I have some of my money in FD, a little bit in unit trust, a tiny bit in my own … Read moreIt’s Your life. Failure to plan is planning to fail. Part 1
Illness Insurance. No one in right frame of mind would tell you I want to get sick. However, can you predict for sure when would you be falling sick? Or worst still your illness is a critical one? For example heart attack, cancer, stroke, kidney failure and etc? With an illness insurance, you are able … Read moreSecure and protect your wealth – Part 2
This is a duplicate of an earlier article, changed title for easier reference as a series. I always believe investment is the only real key to financial safety. However, are you covered during this journey towards financial safety? Note, I am not even talking about financial success or financial freedom. Thus, I have some of … Read moreSecure and protect your wealth – Part 1
My good friend who’s also a colleague asked, ‘if I am almost ready for my second property and getting a mortgage loan can you give me some advice?’. I feel that you need to consider 6 things. However, beyond that, you must decide on item 1 first. 1) Are you serious about property investment? The … Read more6 things to think about when you buy a property and getting a loan
As a property investor you might have came across both mortgage reducing term assurance (MRTA) and its brother mortgage level term assurance (MLTA). Both have its pros and cons. Depending on who you ask you will get a certain preference for one or the latter. In fact if you really want a summary of the … Read moreMRTA or MLTA? What are the fallacies? Know more!
I read an article by a very prominent financial website on which are the cars that is worth buying based on the value of depreciation over a period of 5 years. It said that certain cars are worth buying because they lose less in terms of % over a period of 5 years. Sorry but … Read moreLosing money based on %? Are you serious?
I read from a comment in Facebook about an investor whose mother told him that savings is a must. Buy what you need and not what you want. Before you buy, step back and think whether you really need it. One thing I have never done is to follow the technology. I do love latest … Read moreMaking savings a ‘forced’ habit