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Housing Loan rejection, how to avoid it.

How many of you have had your loans rejected by the bank? Today, new applications for loans may have a rejection ratio of up to 50%, especially for new properties. Main culprit is because everyone is trying to buy a property which they like very much but the price is on the borderline of what … Read moreHousing Loan rejection, how to avoid it.

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Upward pressure on house prices are due to structural factors – BNM

In a report from Bank Negara Malaysia today (24 June), reported in The Star, it said that most of the house price increase can be explained by structural factors. Until to date, ‘demand continues to outpace new supply of houses by a large margin, particularly in the low to medium-priced segments and in major employment … Read moreUpward pressure on house prices are due to structural factors – BNM

Saving Plans :- What you might not have heard ? – Part 2

In part one of Saving Plans: – What you might not have heard? we looked at the possible reasons why saving plans might be getting a bad rep. In part two let us look at the other side of the coin? Does saving plans have any merit then? Sure it does. Really it does! If … Read moreSaving Plans :- What you might not have heard ? – Part 2

Saving Plans :- What you might not have heard ? – Part 1

Recently I read an article about how saving plans were not what they seem and have “ripped” off many innocent people of their hard earned money. This jogged my mind a little as I have purchased a few saving plans of my own and even recommended them to friends. Am I part of an elaborate … Read moreSaving Plans :- What you might not have heard ? – Part 1

Experts said, ‘affordable properties’ NO MORE (nonsense)

This article was written one year ago but affordable units are still available even today. To show this, the article has an update on 16 Dec 2015. Do refer to the image for some latest affordable secondary choices in many areas in Selangor. Do refer below for some choices from property guru.com.my You can also … Read moreExperts said, ‘affordable properties’ NO MORE (nonsense)

Financial Tips from Financial Guru, KC Lau

1. What are the three ingredients for someone to succeed financially if he/she had just entered the working world and have very little savings to begin with? I. Always live below your means: I see many youngsters straight away buy a new car after they got their first paycheck. This is so dangerous (no pun … Read moreFinancial Tips from Financial Guru, KC Lau

Not too far, Not too high, RM700,000 in 3 years

I have just moved into my new place, Armanee @ Damansara Damai. No, not the seven figure condo. This one is just slightly above half a million. The size is around 1,750sf. Yes, this is the area which everyone said, ‘wah so far’, ‘that area ah, not good ler’ or the best one for me, … Read moreNot too far, Not too high, RM700,000 in 3 years

Can you retire with just RM900,000?

Can you retire with just RM900,000?  This was one of the keyword search which one of the reader to kopiandproperty.com entered. How unusual. Is RM900,000 a lot of money after we have deducted the inflation depreciation to it? Assuming we are 56 today and tomorrow we retires, with RM900,000 in cash. Can we survive the … Read moreCan you retire with just RM900,000?

5 properties, 6 Months, Profits from stocks

A friend started reading many property investment books few months ago. She has accepted my two lunch invitations though she loves to eat by herself as she spends her time efficiently and effectively, for investment. She asked me if Ipoh is worth buying. I said, for rental, no. Even Penang is tough when we are … Read more5 properties, 6 Months, Profits from stocks

5 Questions First or One Question First, before you invest in anything?

There’s a Facebook page I visit often, Property Insight Malaysia. An interesting view came up today, it said that before you do any investment at all, there are five questions that you must ask before that. They are: Is it a solid company or investment vehicle?  Does it provide good income? Is there good opportunity … Read more5 Questions First or One Question First, before you invest in anything?

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