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Economic Growth, Interest Rates, Stronger Ringgit and Slowing Export

After a very positive H1 2014 in terms of GDP growth for Malaysia (6.3%), the full year forecast is now expected to be stronger than that estimated previously by all analysts. Referring to StarBiz’s poll of economists, the GDP forecast is averaging at 5.8% and three economists are predicting a growth of up to 6% … Read moreEconomic Growth, Interest Rates, Stronger Ringgit and Slowing Export

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GST within few months, commercial properties and why GST

I do not own any commercial property and have no plans to buy one anytime soon. However, for those who currently have one, perhaps you may want to know that if the commercial building is not completed by 31 March, GST will be levied. Of course, not the whole project but only on the uncompleted … Read moreGST within few months, commercial properties and why GST

The beginning point, property prices and current scenario

Everyone knows transactions are down but prices are up. For Malaysia, it has been subdued beginning 2012. Recently (Aug 2014), in the Knight Frank’s Prime Global Index, Kuala Lumpur did enough to be ranked 19, ahead of cities such as Delhi (23rd), Mumbai (25th), Tokyo (26th), Hong Kong (30th) and even Singapore (32nd). The %? … Read moreThe beginning point, property prices and current scenario

IF Interest Rate up Tomorrow, are you sweating now?

There has been many predictions about Bank Negara hiking the interest rate which is at this moment is still considered very low. Assuming, this really do happen tomorrow, should you be sweating now? I think, for the 86% who owns just one mortgage loan in Malaysia today, it is not likely that they would be … Read moreIF Interest Rate up Tomorrow, are you sweating now?

40 years later – Malaysia property market in my personal view

This article was rewritten and published in the showguide of MAPEX JB 2014. A reader of kopiandproperty.com asked me for my views on the Malaysian property market 40 years from now. A very interesting question indeed. Unfortunately, I do not have a crystal ball to allow me a glance into the future. However, based on … Read more40 years later – Malaysia property market in my personal view

Bubble is still brewing in Malaysia? – Some reasons given.

On June 28, M Shanmugam of The Star wrote about an interesting topic. His article reads, ‘Property Bubble Still Growing’. I am very sure he has done sufficient research as well as relevant property sector experience to have such an attention grabbing title. Normally, these ‘bubble’ title, if you go online would point to a … Read moreBubble is still brewing in Malaysia? – Some reasons given.

84% of homebuyers have only ONE (1) outstanding home loan. :)

To be honest, this is the first time I have heard of an index called the The Malaysian House Price Index (MHPI). Since this is by Bank Negara, I am quite sure it is published periodically. The latest showed that residential prices across the country are stabilising. Last year, in Q4, MHPI rose only 9.6% … Read more84% of homebuyers have only ONE (1) outstanding home loan. 🙂

Q1 2014 – 6.2% – Domestic demand plus net exports

It was an extremely healthy growth by any standard. 6.2% for Q1 2014 for Malaysia. In fact, the consensus by a poll of 22 economists by Bloomberg showed the expectation to be 5.7%. In the last quarter of 2013, the growth was 5.1%. Bank Negara governor, Tan Sri Zeti Aziz said that the first quarter growth … Read moreQ1 2014 – 6.2% – Domestic demand plus net exports

Latest update, Interest Rate, Malaysian economic situation

Malaysia central bank governor Zeti Akhtar Aziz said that a prolonged period of accommodation could encourage investors to misprice risk and misallocate resources. In laymen terms, this simply means that interest rate cannot be low all the time because people may take too much risks and simply buy,buy, buy or also known as speculate.  This … Read moreLatest update, Interest Rate, Malaysian economic situation

Buying property? Higher interest rates in 2014

Many experts / bank analysts are expecting the BNM (Bank Negara Malaysia) to revise upwards the OPR (overnight policy rate) by 0.25%. Typically this meant that the interest you pay for mortgage would go up by similar figure. Some say as soon as Q1, some say Q2. This is unavoidable due to inflationary pressures. As … Read moreBuying property? Higher interest rates in 2014

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