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Still buying property? There are lots of bad news, actually.

These days, when people talk about property, they point to the lower transaction numbers. They point to the potential oversupply in Iskandar. They talk about the units without lights at night which meant that potentially prices will fall. Everything seemed to happen domestically. Have we forgotten about the world? How about the war in Middle … Read moreStill buying property? There are lots of bad news, actually.

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Budget 2015: MRT Line 2 – RM23 Billion for savings in petrol subsidy by 2020?

When there are more cars, the higher the petrol subsidy would be. How about there are more cars but there are less cars on the road on week days? As of today, it still sounds unlikely to me but we will see how the people would be persuaded to use MRT once it is ready … Read moreBudget 2015: MRT Line 2 – RM23 Billion for savings in petrol subsidy by 2020?

Budget 2015: Tax Breaks / Relief for Individual and Corporate

GST was supposed to rationalise the tax collection so that if you consume more, you are taxed more. Especially the GST rated goods. For the essentials, as usual, no GST. Oh yeah, until today, you can still get a loaf of economy bread from Tesco for just RM2. There are 16 slices which is enough … Read moreBudget 2015: Tax Breaks / Relief for Individual and Corporate

Budget 2015 – Property Related, Overall Summary

Yesterday, every major newspaper has Budget 2015 as its deadline. Today, every major newspaper has Budget as its headline. Not just newspaper but every online sites and perhaps every Malaysian business related sites. Ok, what should kopiandproperty.com publish today? Haha. Yes, let’s start with Budget 2015. In a glance, everything related to property is as … Read moreBudget 2015 – Property Related, Overall Summary

Subsidy is not all BAD. Give to needy, not everybody.

For those who have followed my articles, you would know that I do not believe in continuous subsidy. I believe in working harder, learning more and doing better year after year. Truth is, there would be a time when the subsidy has to be fully rationalised. Subsidy is not all bad. Just give to the … Read moreSubsidy is not all BAD. Give to needy, not everybody.

Cooling? Warming? Heating? What’s up?

Singapore’s HDB flat’s resale prices are on a downtrend even if not a lot. According to their Urban Redevelopment Authority and even some reports in the media, prices have gone down 6.8% since the 3rd quarter of last year. In Singapore, there’s no fun trying to guess because the home prices are as updated as … Read moreCooling? Warming? Heating? What’s up?

CEO Forum 2014 – Some good notes to take note of.

In the 6th CEO Forum 2014 in Malaysia organised by the Perdana Leadership Foundation, following was presented which I think is true and more needs to be done continuously. 1) If the income gap continues to grow in the country, it may cause the reforms to stop suddenly. This is demonstrated by the record high levels of … Read moreCEO Forum 2014 – Some good notes to take note of.

No Adjustments to Overnight Policy Rate, so many so happy

So many forums were discussing about the rate adjustments. So many experts views were sought. Some said, it will be adjusted upwards. Some said No. Some said maybe. I said, most probably adjust and potentially remain. I think I am right. No adjustments this time. Bank Negara (BNM) has kept the rates steady and a … Read moreNo Adjustments to Overnight Policy Rate, so many so happy

Bloomberg, Bank Negara Malaysia, rate adjustment and economic growth

In an interview with Bloomberg, the Bank Negara Malaysia (BNM) governor, Tan Sri Zeti Aziz again reiterated ‘BNM is not going to “run the economy to the ground” to achieve low inflation. Risks to growth have to be taken into account.” The reason Bloomberg or any other media asking this question is because they wanted to … Read moreBloomberg, Bank Negara Malaysia, rate adjustment and economic growth

Standard & Poor’s rating for Malaysia, subsidy and competitiveness

There are only a few international rating agencies in the world. These rating agencies help investors decided where to invest their money and understand the risks in certain countries with weaker economic fundamentals. Today, we look Standard & Poor’s (S&P) Ratings Services which has recently given their assessment about Malaysia. This report was released end … Read moreStandard & Poor’s rating for Malaysia, subsidy and competitiveness

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