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First-Time Home Buyers need confidence. (info, numbers and incentives)

Buying a property is a big decision. It is usually the biggest purchase we will ever make because it’s usually a few hundred thousand ringgit if not higher. Even affordable homes are usually RM400,000 or lower. This is why for first-time home buyers, they are usually the first to worry and the last to buy. … Read moreFirst-Time Home Buyers need confidence. (info, numbers and incentives)

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M40 and B40: EPF’s monthly contribution as a ‘home’ solution?

My personal opinion about our EPF money is to leave it for our retirement. The reason is because I could not afford to have something happening to it. I know, someone wants to tell me that ‘but if you leave it in EPF, you think it’s safe?’ Haha. Briefly, Yes. Unless Malaysia falls into some … Read moreM40 and B40: EPF’s monthly contribution as a ‘home’ solution?

Maintenance of affordable properties? KPKT has a plan.

Good and timely maintenance is key to continuous appreciation of property price. However, this is an issue with many affordable high-rise units today. Without a strong management team to collect the monthly fees from the owners, there will be shortfalls and these would meant maintenance suffers. After a while, the wear and tear becomes critical … Read moreMaintenance of affordable properties? KPKT has a plan.

Measures to boost the property market

It’s not easy for the government and all stakeholders when it comes to a mismatch in the property market. The people wants to buy homes but they want it to be affordable and it must be in a good location and at least have good features which they want. The current unsold units point to … Read moreMeasures to boost the property market

Toll to drop… eventually. (somehow)

This is more for KLites. Paying toll comes naturally these days. We want to get to some place faster, we need to pay toll. Of course, there are times when even when we pay tolls, we are still stuck in a jam. Actually, it’s not advisable to have ever increasing number of cars on the … Read moreToll to drop… eventually. (somehow)

PR1MA projects frozen pending PWC due diligence report.

PR1MA is a good programme at its core; quality affordable homes for the people. However, simply building ever more homes under PR1MA programme is not going to help the situation because what’s built MUST be sold. Else, it adds up into the unsold stocks. As it is, the problem is already pretty huge. Earlier article … Read morePR1MA projects frozen pending PWC due diligence report.

4 babies is all it takes to have ZERO income tax for life

How many babies would you like to have? When I first got married, my wife and I decided on 3. Today we have 2. My wife said, ‘kedai sudah tutup.’ (factory shutdown) Haha… For an ageing nation like Singapore, they offer cash bonus of S$8,000 (RM24,000) – SG$10,000 (RM30,000) per baby! That’s not all, there’s … Read more4 babies is all it takes to have ZERO income tax for life

4.7 pct for 2018 is healthy. (Of course it is)

I was sharing my thoughts about the property market in Melaka yesterday (Yes, it’s still doing okay of course) and I touched upon the economy. I shared predictions by our Finance Minister, the IMF, the World Bank but before that I asked if there are people who thinks Malaysia will be going into a recession … Read more4.7 pct for 2018 is healthy. (Of course it is)

Improving from 2019 onwards; means BOTTOM already? :)

This is the assessment from Valuation and Property Services Department (JPPH) director Ahmad Zailan Azizuddin. Article in edgeprop.my here. He predicted that the property market in H1 2019 to be resilient and then followed by a gradual improvement in market activity. This prediction is backed by JPPH’s data which showed positive increments or only marginal … Read moreImproving from 2019 onwards; means BOTTOM already? 🙂

KIA (KXP) and PIA MUST be complementary please.

I have stressed many times that Penang needs a much bigger international airport for its future because the best way into Penang from overseas is through the air. (PIA) Earlier article way back in 2016 here: Penang International Airport, what’s next? Well, I did not have that many supporters even among Penangites. Perhaps now there is really a need … Read moreKIA (KXP) and PIA MUST be complementary please.

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