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Perfect Property with lowest price

My friend: ‘Hey, I just went to your project today and viewed the 1st floor of Block C.’ Chia Lih: Great, are you buying? My friend: I am still thinking. It’s on top of the TNB room and it’s RM290K. Chia Lih: If it is unsafe, I don’t think the developer would build a unit … Read morePerfect Property with lowest price

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Condo – Extra car park necessary?

Today, majority if not all new condo projects provide two car parks. However, a lot of secondary condo projects may have just one car park. If you can, buy a condo with two car parks instead of one. Statistically, majority of all households have two cars. Your wife and you each would own a car. … Read moreCondo – Extra car park necessary?

Latte at Kay’s (Tropicana Mall)

Presentation is above average. I like the glass accompanying the latte. In terms of taste however, I think it’s too bland. The coffee somehow does not show itself and the milk is somehow not milky enough for my taste. Overall, it’s just a very normal glass of latte. Rating: 5/10, propped up slightly by its … Read moreLatte at Kay’s (Tropicana Mall)

Property bubble in Malaysia

On 17th October 2013, National Property Information Centre (NAPIC) reported that the average housing completion yearly was 100,000 units relative to the average annual household formation, which was 140,000. On 25th October 2013, in The Star, according to Urban Wellbeing, Housing and Local Government Minister Datuk Abdul Rahman Dahlan1.7 million households yet to own houses’. He also … Read moreProperty bubble in Malaysia

Iskandar, RM1 million onwards

Some say this will stop Singaporeans from buying. Some say this will have no effect whatsoever. My friend who’s a HR Director said this when he tried to hire an American expatriate to join a US MNC in Penang. ‘I will triple your retirement funds immediately’. What he meant was, if the American comes to … Read moreIskandar, RM1 million onwards

Start as young as you can

The best time to plant a tree was 20 years ago. The second best time is today. Time is the only thing that we could not buy back once it is lost. Irregardless of what kind of investment that you do, it is best to start as early as you can. What’s the age that … Read moreStart as young as you can

Dont buy leasehold property

I have to be honest, if prices are exactly the same and the location is the same, I would take freehold anytime. However, if you noticed, leasehold properties are typically cheaper. Perhaps 15-20% cheaper sometimes. Most of the time, the leasehold properties are also in good areas. As an example, Kelana Jaya. A friend buying … Read moreDont buy leasehold property

Property prices are too high in Penang

A friendly reminder. There are potential for a price fall for high end condos. For example, those which are over RM1 million and above. Demand may not be enough to support the oversupply. However, for those who are waiting for the RM500,000 condos to fall back to their original level of RM300,000, I personally feel … Read moreProperty prices are too high in Penang

Debt Free, really?

Everyone loves to be debt free. Truth is, I want to also be debt free. However, one level above debt free is financial success. Debt free is not financially successful? If you bought a RM500,000 property, takes up a 15 years repayment period and finished paying everything in 10 years. You are now debt free … Read moreDebt Free, really?

White Coffee – Keng Nam Coffee Shop, Ipoh

I love white coffee, both ice and hot. Iced white coffee in Keng Nam however, is, well, just barely meets my personal minimum standard for white coffee. It’s ok though as they are famous for their curry/kaya glutinuous rice which you must try. As well as the dry curry mee which is good but not … Read moreWhite Coffee – Keng Nam Coffee Shop, Ipoh

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