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Lots more new brands to enjoy, really. Cheaper and better please.

Here’s one article not too long ago. Closures ALWAYS point to ‘tough outlook’ Coming back to just days ago, my old friend is still insisting that the Malaysian economy is in trouble and that if the election result is not up to his expectation, Malaysia will go bankrupt within 5 years. Anyway, everyone’s entitled to … Read moreLots more new brands to enjoy, really. Cheaper and better please.

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When we are 60, just have a RM1,000,000 property, possible?

My parents bought a RM85,000 property in Ipoh 30 years ago. It is currently RM540,000. It took 30 years for that home to reach RM540,000. Still worth buying? The answer in short is, YES. Imagine if my parents chose to rent instead of buying that semi-detached property (which was not that common even then) in … Read moreWhen we are 60, just have a RM1,000,000 property, possible?

Retail to improve after GE 14. Means more income or more willingness?

I have bought more new shirts this year than last year but have spent virtually the same. I have bought two new pairs of jeans too. However, the amount I spent per shirt and per jeans is much lower than what I would have spent previously. For example, a new pair of very nice LC … Read moreRetail to improve after GE 14. Means more income or more willingness?

Press Release: The Launch of ‘PropertyGuru Home Affordability Tool’

Do you want to know how much you could borrow for your next property? Here’s a free resource. Please read on. Press Release: The Launch of ‘PropertyGuru Home Affordability Tool’ In conjunction with GuruDeals, PropertyGuru is also launching the Home Affordability Tool, which helps Malaysians determine their creditworthiness and home loan eligibility. The PropertyGuru Home Affordability … Read morePress Release: The Launch of ‘PropertyGuru Home Affordability Tool’

We should always worry about property bubble potential right?

Yes, I am worried with advanced property markets when their markets have way too high property prices and their banks with way too relaxed lending. Hopefully they can learn something called ‘Responsible Lending Policy.’ 🙂   Anyway, when prices too high and lending too relaxed are combined together, disaster is sure to strike, sometime in the … Read moreWe should always worry about property bubble potential right?

Retirement thoughts? Getting ready is the key

We often do not think about retirement until the time when we need to retire, whether or not we are ready. Some may even think that the employers would take care of us until we retire. Well, here’s an actual fact. We retire at 56 perhaps but Malaysians are set to live till 76 or … Read moreRetirement thoughts? Getting ready is the key

KWAP goes local, stocks tumble in the US and ‘please don’t resign’ news.

I happened to read Financial Daily today. Take a look at the front page. Usually, the most interesting news would be highlighted on the front page. First up is the biggest one with photo. ‘KWAP GOES LOCAL.’  Basically what this tells us is that the KWAP pension fund thinks the domestic property market offers better … Read moreKWAP goes local, stocks tumble in the US and ‘please don’t resign’ news.

2018 PropertyGuru Asia Property Awards (Singapore) nominations open

I have often been asked the question of whether award winning projects are worth more in the future. I think it’s even more important to note the reason for these developers in winning such an award in the first place. If we want to buy into a new huge integrated project (with a long term … Read more2018 PropertyGuru Asia Property Awards (Singapore) nominations open

China’s Hong Kong with a Hong Kong town in China. A rail based plan.

According to Bank Negara Malaysia, the average median property price versus household income ratio for Malaysia is at 5.2; severely unaffordable. In Hong Kong, it’s quite close to 20. Here’s that earlier article. There are no category for such a number. If there’s a ceiling, Hong Kong’s property price affordability is higher than the ceiling. … Read moreChina’s Hong Kong with a Hong Kong town in China. A rail based plan.

Security? Safety? Gated and Guarded. ‘Checked’

One evening way back in the year 1999, I left my first notebook INSIDE a backpack INSIDE my car. My car was parked INSIDE a landed semi-detached home in Georgetown, Penang. It’s considered a safe neighbourhood and I have never heard of any break-ins before. Well, I found out that my car was broken into … Read moreSecurity? Safety? Gated and Guarded. ‘Checked’

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